Short term care insurance helps pay for temporary care when you’re recovering from an illness, injury, or surgery. It covers care in your home or a facility, bridging the gap between hospital discharge and full recovery. It’s affordable protection that helps you focus on healing—not unexpected bills.
This coverage helps pay for recovery care and reduces financial stress after illness or injury.
Lower-cost alternative to long-term care insurance.
Covers care at home, assisted living, or skilled nursing.
Financial support so you can recover without added stress.
Plan availability and benefits vary by state.
Coverage typically lasts from a few months to a year, depending on the plan.
Medicare covers limited skilled nursing care—short term care helps fill the gaps.
Many plans offer simplified underwriting, even for seniors with health concerns.
Premiums depend on your age, health, and coverage amount.
Short term care coverage gives you financial breathing room while you recover. Let’s explore your options and find the right fit.
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