Plan Ahead for Care

What is Long Term Care Insurance?

Long term care insurance helps cover the cost of care when you need help with daily activities—whether at home, in assisted living, or a nursing facility. Original Medicare doesn’t cover most long-term care expenses, leaving many seniors to pay out of pocket. Long term care insurance helps protect your savings and gives you more choices in how and where you receive care.

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Why Have Long Term Care Insurance?

This coverage helps protect your savings and ensures you can afford quality care when you need it most.

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Protect Your Savings

Long term care can cost thousands a month—insurance helps cover it.

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More Care Options

Coverage can include home care, assisted living, or nursing facilities.

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Relieve Family Burden

Helps reduce financial and caregiving stress for loved ones.

Frequently Asked Questions

  • Helps reduce financial and caregiving stress for loved ones.

    Plan availability and benefits vary depending on your location.

  • When should I apply for long term care insurance?

    The best time to apply is before you need care, typically in your 50s or 60s.

  • Does Medicare cover long term care?

    Medicare only covers short stays in skilled nursing—not long-term care.

  • What does long term care insurance cover?

    It can cover in-home care, assisted living, nursing homes, and more.

  • Can I customize my coverage?

    Yes, plans can be tailored to your budget and preferences.

Get Your Personalized Quote

Planning ahead gives you more choices and greater peace of mind. Let’s find the right long term care plan for you today.